The OBBBA eliminates federal Grad PLUS loans for 2.1 million graduate students. We built the data infrastructure to map what happens next.
On July 1, 2026, the federal government stops lending to graduate students above hard caps. The funding gap is immediate, measurable, and permanent.
After accounting for average institutional grants and scholarships, 95.2% of programs still have costs above the new federal caps. The median program-level gap is $20,750 per year. At the 90th percentile: $55,635.
The private market currently originates ~$14B/year total. It must nearly double to absorb displaced Grad PLUS volume — and 90% of private loans require a co-signer.
Every student entering a program after July 2026 faces the new caps. No grandfathering. No phase-in. Programs from MBA to medical school are affected.
We combine program-level data, policy expertise, and distribution infrastructure to help partners navigate the transition.
Program-level funding gap data for every graduate program in the U.S. Sliced by degree type, institution, residency status, and fee structure.
Market structure analysis for lenders evaluating the graduate education space.
A portfolio of 10 niche domains reaching prospective graduate students at the moment they're researching funding options.
Every data point scraped from institutional websites and cross-verified. No IPEDS lag. No self-reported estimates. Current 2025–2026 academic year data.
Each domain is a purpose-built resource for a specific degree vertical, reaching students at the moment they're researching their funding options.
Each domain operates as a content authority for its degree vertical — programmatic landing pages, cost-of-attendance comparisons, and funding gap calculators designed for students actively planning how to finance their degree.
Our foundational analysis. 40 pages, 24 data tables, 7,333 programs. The most comprehensive public dataset on the post–Grad PLUS funding landscape.
Whether you're a lender evaluating the market, a university planning for 2026, or a policy team modeling outcomes — we have the data.
Data infrastructure and market intelligence for the post–Grad PLUS graduate education market.